Small Business Credit Cards
The Visa® business credit card gives you versatility, convenience, and control over your expenditures.
A business credit card with access managed on your terms.
Individual spending limits give you the flexibility to control cash advance access and employee spending. Each employee’s card can have a different spending limit, and monthly statements give you quick access to who spent how much, when, and where.
Access credit card information 24 hours a day to view cardholder transactions and statements. Conduct account maintenance including ordering new cards, closing accounts, and adjusting credit limits. Download card information to financial software to create your own custom reporting.
Expense reports are simple and accurate. With the Visa business credit card, your accounting process is streamlined. No more time-consuming stacks of receipts to sort through.
A card with the flexibility to manage your business on your terms.
The Visa Business Card gives you versatility, convenience, and control over your expenditures with these features:
No annual fee.
Clearly Cash Back™
Earn unlimited 1.5% cash back on qualifying net purchases you make with your Washington Trust credit card.1
Card holder management.
Set individual cardholder spending limits and cash access, and block charges from designated categories.
Billing flexibility.
Choose between individual or corporate billing.
100% fraud protection.
With zero liability including online purchases.
MyCardRules™
App-based card controls and instant alerts with the tap of a button. Control where and how your employees' cards are used and set up alerts for all or some of your card transactions to monitor for fraudulent activity.
360Control
Track and manage company expenses and card holders 24/7 through 360Control, an online tool available at no additional charge.
Travel and purchase benefits.
- Purchase Security and Extended Protection. *
- Auto Rental Collision Damage Waiver. *
- Travel and Emergency Assistance Services. *
- Travel Accident Insurance up to $500,000. *
- Accepted at millions of locations worldwide.
EMV chip card technology.
Integrated EMV chip helps authenticate credit transactions and provides extra security by making your card more difficult to counterfeit. Your card is accepted in over 130 countries, including the United Kingdom, Mexico, Canada, and many more.
MyCardRules
The app that lets you control where and how your employee cards are used. Set up instant alerts for all or some of your card transactions to monitor for fraudulent activity.
Clearly Cash Back
Earn unlimited 1.5% cash back on qualifying net purchases you make with your Washington Trust credit card. Your Cash Back rewards can be redeemed for:
- A credit to your Washington Trust Visa Card statement.
- A deposit to your Washington Trust Checking or Savings account.
360Control overview.
Looking for a better way to track and manage company expenses? Designated company administrators can access company credit card information 24/7 through 360Control – at no additional charge.
The web-based tool allows companies to:
- Add cardholders.
- Attach and view transaction receipts.
- Close or block/unblock cardholder accounts immediately.
- Create customized management reports.
- Make credit card payments.
- Order new and replacement cards.
- Temporarily or permanently adjust cardholder credit lines within the company aggregate limit.
- View and download up to 12 months of transaction history.
- View company cardholders, their current balances, and credit limits.
- View credit card authorizations before the charge is posted to the account.
A walkthrough of the 360Control platform.
View the company dashboard, monthly statements, transactions, cardholder maintenance, and more.
Go to 360Control how-to playlist on YouTube
Ready to get started?
Connect with an expert.
With more than 40 locations throughout Washington, Idaho, and Oregon, there’s a Washington Trust location near you with a team of bankers ready to serve.
Important information:
- Subject to credit approval.
- You will earn Rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn Rewards on fees, finance charges, or fraudulent or unauthorized charges. See Clearly Cash Back™ Terms & Conditions
- Certain terms, conditions, limitations, and exclusions apply. Refer to the applicable Visa Guide to Benefits you receive with your credit card for further details: