Clearly Cash Back


At Washington Trust Bank, everything we do is centered around our customers and their financial well-being. That's why we're excited to announce our Clearly Cash Back™ credit card rewards program. You'll earn 1.5% cash back for every $1 in qualifying net purchases made with your Washington Trust Visa® credit card.*



Redeem your rewards:

Have Questions?
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Priority Service

There are three options to receive your rewards.

Statement credit.

Redeem rewards for a statement credit via your Washington Trust Visa credit card account. Allow up to three business days for the credit to post.

Electronic deposit.
Turn rewards in cash as an electronic deposit to your Washington Trust checking or savings account. Allow up to five business days for the deposit to post.

Gifting rewards.
Send your rewards to another Washington Trust consumer credit card. Consumer cardholders can select the Gift Rewards option to make the transfer.

























































Clearly Cash Back™ rewards program FAQs

All Washington Trust Visa credit cards are automatically enrolled in the Clearly Cash Back rewards program.
You will earn 1.5% in cash back for every $1 in qualifying net purchases made to your Clearly Cash Back Visa credit card. Rewards are rounded to the nearest whole cent increments. For example, if your qualifying purchase was $100.25, your 1.5% reward would be $1.50. If your purchase was $100.35, you would earn $1.51.
A qualifying net purchase is a purchase that posts to your account minus any returns, refunds or other adjustments made to your account. If an adjustment results in a negative rewards balance, you must first earn cash back to bring your account balance to zero before earning rewards eligible for redemption. 
Transactions that do not earn rewards include cash advances, balance transfers, convenience checks that access your account, ATM withdrawals, finance charges and fees, and other cash and transactions considered cash identified by Merchant Category Code (MCC). Visa transactions that are identified by money transfer Business Application Identifiers (BAI) will also be excluded. See the Clearly Cash Back Terms and Conditions for a full list of MCC and BAI exclusions.
No, you will earn unlimited cash back on qualified net purchases and you can redeem up to your full rewards balance at any time as long as your credit card account is open and in good standing (redemption minimums apply).
Yes, consumer credit cards (Visa Platinum and Signature) require a minimum rewards balance of $25 to redeem. Visa Business credit card accounts require a minimum rewards balance of $50 to redeem.
Your monthly cardholder statement will display your rewards activity for the previous billing cycle including beginning rewards balance, rewards earned during the statement period, rewards redeemed during the statement period and ending rewards balance. Business cardholders can view their rewards balance anytime by visiting extraawards.com/clearlycashback. Consumer cardholders can access their rewards directly through WTB Online.
Business cardholders can redeem rewards at extraawards.com/clearlycashback. Consumer cardholders can redeem rewards by calling our Priority Service team at 800.788.4578 or directly through WTB Online. You can also contact Washington Trust’s Priority Service team at 800.788.4578 for assistance redeeming your rewards.
Yes, we may limit or prohibit your ability to earn or redeem rewards under certain circumstances including fraud, delinquency, overlimit, violation of the cardholder agreement or account program misuse.
No, you are still required to make your minimum monthly payment by the due date.
1. Your rewards will expire immediately upon account closure. You must redeem any awards prior to requesting account closure.

2. After five years — at the end of the month the rewards were earned.
Yes, rewards that are close to expiring will be displayed on your online rewards account. A message will also be displayed on your monthly cardholder statement.
Additional program information is available at watrust.com/clearlycashback and on the rewards website.


For questions regarding the rewards program, contact our Priority Service team at 800.788.4578.






























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Important information:
*Subject to credit approval. You will earn rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended, or otherwise inactive and not available for use). You do not earn rewards on fees, finance charges, or fraudulent or unauthorized charges.