Privacy Policy

We recognize our responsibility to keep information about our customers confidential and secure, and we are committed to protecting your privacy.

FACTS What does Washington Trust Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect, and share depends on the product or service you have with us.
This information can include:

  • Social Security number and account balances.
  • Transaction history and payment history.
  • Credit history and checking account information.
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Washington Trust Bank chooses to share, and whether you can limit this sharing.

Reasons we can share your personal information Does Washington Trust Bank Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.		 Yes No
For our marketing purposes –
to offer our products and services to you.		 Yes No
For joint marketing with other financial companies. No We do not share.
For our affiliates’ everyday business purposes –
information about your transactions and experiences.		 No We do not share.
For our affiliates’ everyday business purposes –
information about your creditworthiness.		 No We do not share.
For nonaffiliates to market to you. No
We do not share.

Questions? Call 800.788.4578
What we do

How does Washington Trust Bank protect my personal information? 
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information, and we limit access to information to those employees for whom access is appropriate.
How does Washington Trust Bank collect my personal information? 
We collect your personal information, for example, when you:

  • Open an account or deposit money.
  • Pay your bills or apply for a loan.
  • Use your debit or credit card.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness.
  • Affiliates from using your information to market to you.
  • Sharing for non affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.
Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Washington Trust Bank has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Washington Trust Bank does not share with non affiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Washington Trust Bank doesn’t jointly market.

Rev. 07/2024