Washington Trust Bank

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Accounts

Free checking is awesome checking.

Simplicity Checking is our free* account with no monthly maintenance fee or minimum balance requirements.
Now that's awesome.
 
*Charges for other services may apply, such as overdraft fees or ATM fees. 
 
REWARDS CREDIT CARD

What’s your

 
Whatever your awesome is — cash back in your pocket can help you get there.
 
home loans

Explore our home loan closing cost credit.1

We are offering a home loan closing cost credit to help borrowers whose properties meet special qualifications.

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What's your


Whatever it is —
Washington Trust Bank
will help you get there.

Get Inspired





The washington trust bank difference

Privately owned. Locally invested.

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3

Insights from our experts.

Resources, tips, and perspectives from our financial experts to help you reach your financial goals. Sign up to receive our latest articles about managing money, building wealth, and enhancing your financial knowledge.
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Q2 2025 Wealth Management Insights
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at washington trust bank

The “about us”
is about you.

Priority one: doing the right thing.

For over a century, we’ve focused on doing what’s right for our clients and customers. By getting to know you one-on-one, our experienced bankers can create custom solutions tailored to you.

Resources made
for you.

Relationship-driven banking means getting the right resources to the right people—from insights and information to calculators and fraud detection. We provide the tools so you can make the best decisions about your financial future.

True to our
local roots.

We’re all in when it comes to serving the neighborhoods where we live and work. We invest our time, share our knowledge, and support nonprofits and organizations on the front line helping our communities thrive.














available now

Solutions with
you in mind.

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A little help goes a long way.

Qualify for up to $10,000 in closing cost credit.1 It’s one way we can help home buyers in our communities get a leg up. By offering thousands of dollars of credit toward your home loan closing costs, we can make it easier for buyers. Read on to learn what kind of properties qualify.

Learn more about qualifying properties

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Earn cash back for your everyday spending.

We’re invested in your financial wellbeing, and the Clearly Cash BackTM rewards program is one way we can make a positive difference in your account balance. You’ll earn 1.5% cash back for every $1 in qualifying net purchases made with your Washington Trust Visa® credit card2.

about clearly cash back


what's new

Make yourself at home at the new watrust.com.

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See what's new:

  • A fresh look and feel.
  • Login navigation improvements.
  • Easier navigation.
  • More information about fraud alerts.
  • Improved location finder.
  • Enhanced search functionality.
  • More mobile-friendly.










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Right in your neighborhood

Connect with your local banking team.

With over 40 locations throughout Washington, Idaho, and Oregon, there’s a Washington Trust location near you with a team of bankers ready to serve.













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Washington Trust Bank employees volunteering in Spokane, WA.

We love lending a hand.

Sure, we’re bankers by profession, but we’re humans at heart, and serving our neighbors gives us real purpose. By donating time, funds, and talent, the people of Washington Trust help our communities thrive.

Important information:
 
  1. Subject to credit approval. Must meet eligibility requirements. Maximum lender credit up to either $5,000 or $10,000 toward eligible closing costs available for certain qualifying properties. Properties must be in an eligible census tract within one of the counties listed above. Lender credit may not be used as funds to meet the minimum required borrower investment. Offer available for closed-end, first-lien mortgages used for purchase or refinancing of owner-occupied primary residences. Home equity loans are excluded. May not be combined with other home loan offers. Valid for home loan applications on or after May 1, 2024. Subject to change without notice.
  2. You will earn Rewards based on your qualifying net purchases (purchases minus returns and/or other related credits) with no earnings cap. You will earn Rewards as long as your account is in good standing (that is, not closed, cancelled, blocked, delinquent, suspended or otherwise inactive and not available for use). You do not earn Rewards on fees, finance charges, or fraudulent or unauthorized charges. Credits (returns) to your account will reduce the Rewards available in your rewards account. For more information see Clearly Cash Back™ Terms and Conditions.