Treasury Management

The tools and expertise to make business banking simple.

Your expert partners to help your business grow.

Treasury management solutions are designed to help streamline your operations and manage cash flow. We offer a wide selection of management tools to grow your business, access secure financial reporting, manage liquidity and detect and protect against fraud.

Our dedicated team is here to collaborate with you to provide safe, powerful solutions for your business. We can help analyze the way your organization collects, invests, borrows and disburses funds and we’ll take the time to understand your industry and your business so you can unlock better performance and create a working capital strategy that works for you, your company and your customers.
Have Questions?
a smiling person with a headset
Commercial Services Group
a bank with a flag


3





















Explore our services.

Our treasury management service offerings* include:
Liquidity and protection.
Robust business solutions in a secure environment.
  • Business Digital Banking.
  • Sweep accounts.
  • Fraud prevention services:
    • Positive Pay.
    • Payee Positive Pay.
    • Reverse Positive Pay.
    • ACH Positive Pay.
    • ACH Block.

Collections.
Optimize your receivables for better cash flow.
  • ACH debits.1
  • Cash vault services.
  • EDI reporting.
  • Incoming wire transfers (domestic and foreign).
  • Lockbox.
  • Merchant services.2
  • Payment portal.1,2
  • Remote deposit capture.

Disbursements.
Manage working capital with less exposure to risk.
  • ACH credits.1
  • Credit card payments.1
  • Online bill payment.3
  • Outgoing wire transfers (domestic and foreign).







Fraud prevention for checks.

Positive Pay and Reverse Positive Pay
Check payments are the dominant payment form targeted by criminals, making it critical for businesses to adopt smart defenses. With Positive Pay or Reverse Positive Pay, you can
protect your business accounts from fraud and avoid costly financial losses. We make it easy to review questionable checks and return unauthorized items to avoid losses.

Your business is your lifeline, and we're here to help you protect it. Click here to visit our business security help center.

Fraud prevention for ACH withdrawals.

ACH Debit Block and Positive Pay
Washington Trust Bank makes it easy to collect ACH electronic funds safely and securely by using a range of ACH fraud prevention solutions for your business. Debit Block and Positive Pay give you the ability to preauthorize, review, block, and even receive alerts for any ACH debit activity you choose.

Remote Deposit Capture
Save time and money by sending deposits electronically from your desktop to Washington Trust with Remote Deposit Capture. This easy, secure solution allows you to deposit checks into your company’s account without ever leaving your office or place of business. Watch the demo video. Features include:
  • Eliminate daily bank runs and associated risk to internal employees.
  • Initiate deposits on your schedule, anytime day or night.
  • Instant access to detailed reports on all deposits.
  • Same day ledger credit on deposits made before 8 p.m. PT.
WTB Payment Portal
A solution that’s simple and easy for small businesses, nonprofits, and other organizations to accept online payments and donations.

WTB Payment Portal is a platform that provides a unique URL with custom-branded pages to match the look and feel of your primary website. Through this portal, you have the option to accept single or recurring payments from a checking or savings account (processed as ACH), or a credit or debit card. WTB Payment Portal is available to all customers with analyzed accounts.

Contact a treasury management officer.

Alana McWade

Alana McWade
VP / Treasury Management Officer
Marysville, WA

John Ostolaza

John Ostolaza
VP / Treasury Management Officer
Seattle, WA

Kyle Fergusson

Kyle Fergusson
VP / Treasury Management Officer
Bellevue, WA

Luis Untalan
Luis Untalan
AVP / Treasury Management Officer
Portland, OR



Tony Alegria
Tony Alegria
VP / Treasury Management Officer
Spokane, WA
Tracy Heartburg
Tracy Heartburg
VP / Treasury Management Officer
Spokane, WA
























































Important information:

*Fees may apply.
  1. Subject to credit approval.
  2. Washington Trust Bank partners with MerchantE to provide merchant services. Merchant Services are subject to application, credit review of the business and its owners, and approval. Restrictions and exclusions may apply.
  3. A WTB checking account or Money Market account is required for Online Bill Payment.