Privacy Policy
We recognize our responsibility to keep information about our customers confidential and secure, and we are committed to protecting your privacy.
What Does Washington Trust Bank Do With Your Personal Information?
| FACT |
WHAT DOES WASHINGTON TRUST BANK DO WITH YOUR PERSONAL INFORMATION? |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do. |
| What? |
The types of personal information we collect and share depends on the product or service you have with us.
This information can include:
- Social Security number and account balances
- Transaction history and payment history
- Credit history and checking account information
When you are no longer our customer, we continue to share your information as described in
this notice.
|
| How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the
reasons financial companies can share their customers’ personal information; the reasons Washington Trust Bank chooses to share; and
whether you can limit this sharing. |
Reasons we can share your personal information
| Reasons we can share your personal information |
Does Washington Trust Bank share? |
Can you limit this sharing? |
| For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus
|
YES |
NO |
| For our marketing purposes—to offer our products and services to you |
YES |
NO |
| For joint marketing with other financial companies |
NO |
We don't share |
| For our affiliates’ everyday business purposes—information about your transactions and experiences |
NO |
We don't share |
| For our affiliates’ everyday business purposes—information about your credit worthiness |
NO |
We don't share |
| For nonaffiliates to market to you |
NO |
We don't share |
Who we are
| Who we are |
| Who is providing this notice? |
Washington Trust Bank (WTB) |
What we do
| What we do |
| How does Washington Trust Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
|
| How does Washington Trust Bank collect my personal information? |
We collect your personal information, for example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your debit card or credit card
We also collect your personal information from others, such as
credit bureaus, affiliates, or other companies.
|
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes—information
about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights
to limit sharing.
|
Definitions
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be
financial and nonfinancial companies.
-
Washington Trust Bank does not share common ownership or control with other companies.
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
-
Washington Trust Bank does not share customer information with nonaffiliates so they can market to you.
|
| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Washington Trust Bank does not jointly market.
|
