Washington Trust Bank Monthly Economic Update

Economic Update - 12/06/24


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Soundbite.

The November Employment Situation report showed mixed results as job creation grew but the number of people employed fell.

  • Jobs increased 227,00 and revisions to the previous two months added another 56,000 jobs.

  • The number of people employed fell by 355,000 and the Labor Force Participation Rate fell from 62.6% to 62.5%.

  • The unemployment rate rose from 4.1% to 4.2%

November's results will not change the Federal Reserve's strategy towards interest rates. The Federal Reserve is still expected to lower its overnight borrowing rate by another 0.25%.


Establishment survey.

Jobs
  • The Private Education & Healthcare sector led the way with the strongest jobs growth.

    • The Retail Sales and Utilities sectors lost jobs.

  • Growth in jobs remains concentrated in a few industries.

    • The top three industry sectors accounted for 73% of total jobs growth

  • On a growth basis, the Private Education & Healthcare, Leisure & Hospitality and Mining & Logging sectors had the strongest growth rates and Retail Sales had the weakest.

0-NFP Jobs Percent.jpg

Wages
  • The Information sector experienced the strongest year-over-year growth in average monthly earnings while Transportation & Warehousing experienced the weakest growth.

  • On a dollar basis, the Information sector also saw the strongest year-over-year dollar growth but, Retail Sales experienced the weakest dollar growth.

    • The difference in dollar growth between the strongest and weakest industry sectors was $94.34 per month.

    • The Information sectors dollar growth was 6.8 times more than the Retail sector.

      • This is another illustration of the different experiences different workers may be having when it comes to financial stress.

      • It is far harder to deal with increases in prices when your monthly wage increased by $16.11 per month compared to someone who experienced a $110.45 monthly increase.

  • Hourly employees saw a slight additional increase in wages as the average work week increased from 34.2 hour to 34.3 hours.

0-NFP Wage Growth.jpg
0-NFP Wage Dollars.jpg

Household survey.


Employment
  • Examining employment by level of education showed that all levels of education, except those with less than a high school diploma fell and those with a Bachelor's degree or higher experienced the biggest loss of employment.

0-NFP Employed.jpg

Unemployment
  • It may seem odd that two categories that experienced losses in employment showed declines in unemployment. This is because, unless someone who lost a job was actively seeking another job, they would not be counted as unemployed.

    • The reduction in unemployment levels for two of the education categories indicates that people in these categories dropped out of the labor force.

    • The number of people not in the labor force increased by 368,000. This is a combination of people who lost jobs in November but did not actively seek new jobs yet and people who have been looking for employment and have stopped looking.

0-NFP Unemployed.jpg

Other Household Survey data
  • The unemployment rate rose from 4.1% to 4.2%

  • The Labor Force Participation Rate fell from 62.6% to 62.5%

  • The number of people working multiple jobs rose by 275,000

  • The average duration of unemployment rose from 22.9 weeks to 23.7 weeks.

  • The percentage of people who have been unemployed 27 weeks or more rose from 22.9% to 23.2%.


Conclusions.

  • The rebound in jobs growth in November reflected some of the unwinding of the distortions from October's report.
    • Remember, October's report was distorted by the hurricanes and Boeing strike.

  • Averaging October and November's jobs creation gives us an average of 132,000 jobs per month.

    • This is a slowing from the rest of the year but still positive.

  • The data continues to show signs of stress beneath the headlines. 

    • The continued rise in number of people working multiple jobs needs to be monitored.

  • November's Employment Situation report does not change the Federal Reserve's strategy for interest rates.

    • Forecasts are still for a 0.25% reduction at this month's Federal Reserve policy meeting.




Steve Scranton
About the author

Steve Scranton, CFA
Chief Economist

Steve is the Economist for Washington Trust Bank and holds a Chartered Financial Analyst® designation with over 40 years of economic and financial markets experience.

Throughout the Pacific Northwest, Steve is a well-known speaker on the economic conditions and the world financial markets. He also actively participates on committees within the bank to help design strategies and policies related to bank-owned investments.
 
As the Economist for Washington Trust Bank, Steve participates in public speaking engagements, as well as authoring multiple communications, to keep our clients informed of economic and financial market conditions.

Content Authenticity Statement:
The Economic Perspectives newsletter is comprised entirely of the expertise, thoughts, perspectives and opinions of the author with no use of generative AI. Data is sourced from the original providers (typically government agencies) and analyzed by the author.