Checking
Simply select the checking account that best fits your lifestyle and enjoy the ease and control of managing your account online, in a branch or from your cell phone.
Simplicity Checking
If you want basic checking with no per-check charges, and no monthly minimum balance requirements.
Account Details
- $50 minimum required to open.1
- No minimum balance requirements.
- WTB Debit Card.
- Images with statement at no charge.
Monthly Service Charge
You will receive a $3 Monthly Service Charge refund if you have a direct deposit5 during your statement cycle or receive eStatements2.
Additional Simplicity Checking InformationPreferred Checking
If you want to earn interest and take advantage of special benefits, services and discounts.
Account Details
- $50 minimum required to open.1
- Up to two non-WTB ATM withdrawals at no charge each calendar month, unless otherwise noted.
- One overdraft courtesy refund per quarter.6
- Images with statement at no charge.
- Tiered interest rates, .
- Interest rates valid for opening accounts online.
Monthly Service Charge
$8 monthly base fee in service charge will be waived if the minimum ledger balance3 of $2,500 is maintained each statement cycle. eStatements for this account are provided electronically2 at no charge.
Signature Checking
A benefit-rich relationship account designed for maximum value, our highest level of benefits & services including special discounts & our most competitive rates.
Account Details
- $50 minimum required to open.1
- Up to five non-WTB ATM withdrawals at no charge each calendar month, unless otherwise noted.
- One overdraft courtesy refund per quarter.6
- Tiered interest rates, .
- Interest rates valid for opening accounts online.
Monthly Service Charge
You will receive a $20 monthly base fee service charge if the prior month's minimum ledger balance4 falls below $15,000 in your combined checking, savings, money market, Certificate of Deposit, and Individual Retirement Accounts. Personal accounts with primary or secondary ownerships (with a signer in common) may be included in the combined balances.
Plus, take advantage of these benefits:
- A WTB debit card equipped with EMV technology to help protect you from fraud during transactions.
- 24-hour access to your accounts through WTB Online and mobile banking (some mobile service provider fees may apply).
- Free standard bill pay. Set up alerts and bill payments to manage your payment schedule.
- Automated telephone banking access to check balances, make a transfer and check on previous transactions.
- eStatements available through your online banking account.
Compare Accounts
For your convenience, we have created an account comparison chart that you can easily view and download.
Preferred Checking Interest Rates
Interest rates valid for opening accounts online. Rates effective as of 09/13/2024.
Rates effective as of 09/13/2024.
| Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | APY |
|---|---|---|
| $1 | 0.10% | 0.10% |
| $2,501 | 0.10% | 0.10% |
Rate may change after account is opened. Fees can reduce earnings. Minimum to open is $50.
Signature Checking Interest Rates
Interest rates valid for opening accounts online. Rates effective as of 09/13/2024.
Rates effective as of 09/13/2024.
| Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | APY |
|---|---|---|
| $1 | 0.10% | 0.10% |
| $2,500 | 0.12% | 0.12% |
| $10,000 | 0.12% | 0.12% |
| $25,000 | 0.12% | 0.12% |
| $50,000 | 0.12% | 0.12% |
| $100,000 | 0.15% | 0.15% |
Rate may change after account is opened. Fees can reduce earnings. Minimum to open is $50.
