WTB Online Services
cut-off times for WTB Online Services| Type | Cut-off Time |
|---|
| Transfers (deposits, loan payments and loan advances) | 8:45pm PT |
| Stop Payment | 8:45pm PT |
ACH*
cut-off times for ACH| Type | Cut-off Time |
|---|
| ACH Batch (Payments and Collections) | 5:00pm PT |
| ACH File Upload | 5:00pm PT |
| Same Day ACH Origination (First Window) | 6:00am PT |
| Same Day ACH Origination (Second Window) | 10:00am PT |
| Same Day ACH Origination (Third Window) | 12:00pm PT |
Bill Pay
cut-off times for Bill Pay| Type | Cut-off Time |
|---|
| Bill Pay | (noon) 12:00pm PT |
Positive Pay
cut-off times for Positive Pay| Type | Cut-off Time |
|---|
| ARP Positive Pay (for checks) | 11:00am PT |
| Reverse Positive Pay (for checks) | 11:00am PT |
| Payee Positive Pay (for checks) | 11:00am PT |
| ACH Positive Pay (for ACH debits) | 10:30am PT |
| Positive Pay Issue File Import | 8:00pm PT |
Wires
cut-off times for Wires| Type | Cut-off Time |
|---|
| Wire Transfer (international U.S. Dollar-Denominated) | 1:30pm PT |
| Wire Transfer (Domestic) | 2:00pm PT |
Note: Requests submitted prior to the cut-off time will post the same business day. Those submitted after the cut-off time will post the next business day.
Exception items will generally be available by 7:00am PT.
* Subject to credit approval.
