WTB Online Services

cut-off times for WTB Online Services
Type Cut-off Time
Transfers (deposits, loan payments and loan advances) 8:45pm PT
Stop Payment 8:45pm PT

ACH*

cut-off times for ACH
Type Cut-off Time
ACH Batch (Payments and Collections) 5:00pm PT
ACH File Upload 5:00pm PT
Same Day ACH Origination (First Window) 6:00am PT
Same Day ACH Origination (Second Window) 10:00am PT
Same Day ACH Origination (Third Window) 12:00pm PT

Bill Pay

cut-off times for Bill Pay
Type Cut-off Time
Bill Pay (noon) 12:00pm PT

Positive Pay

cut-off times for Positive Pay
Type Cut-off Time
ARP Positive Pay (for checks) 11:00am PT
Reverse Positive Pay (for checks) 11:00am PT
Payee Positive Pay (for checks) 11:00am PT
ACH Positive Pay (for ACH debits) 10:30am PT
Positive Pay Issue File Import 8:00pm PT

Wires

cut-off times for Wires
Type Cut-off Time
Wire Transfer (international U.S. Dollar-Denominated) 1:30pm PT
Wire Transfer (Domestic) 2:00pm PT

Note: Requests submitted prior to the cut-off time will post the same business day. Those submitted after the cut-off time will post the next business day.

Exception items will generally be available by 7:00am PT.

* Subject to credit approval.