red triangle with exclamation point
ALERT

As of May 4, 2021, PPP funding has expired.

×

Important Times and Cut-off Times

WTB Online Services

cut-off times for WTB Online Services
TypeCut-off Time
Transfers (deposits, loan payments and loan advances)8:45pm PT
Stop Payment8:45pm PT

ACH*

cut-off times for ACH
TypeCut-off Time
ACH Batch (Payments and Collections)5:00pm PT
ACH File Upload5:00pm PT
Same Day ACH Origination (First Window)
6:30am PT - WTB Online
6:00am PT - Business Digital Banking
Same Day ACH Origination (Second Window)
10:30am PT - WTB Online
10:00am PT - Business Digital Banking
Same Day ACH Origination (Third Window)
12:30pm PT - WTB Online
12:00pm PT - Business Digital Banking

Bill Pay

cut-off times for Bill Pay
TypeCut-off Time
Bill Pay(noon) 12:00pm PT

Positive Pay

cut-off times for Positive Pay
TypeCut-off Time
ARP Positive Pay (for checks)11:00am PT
Reverse Positive Pay (for checks)11:00am PT
Payee Positive Pay (for checks)11:00am PT
ACH Positive Pay (for ACH debits)
11:00am PT - WTB Online
10:30am PT - Business Digital Banking
Positive Pay Issue File Import8:00pm PT - Business Digital Banking

Wires

cut-off times for Wires
TypeCut-off Time
Wire Transfer (international U.S. Dollar-Denominated)1:30pm PT
Wire Transfer (Domestic)2:00pm PT

Note: Requests submitted prior to the cut-off time will post the same business day. Those submitted after the cut-off time will post the next business day.

Exception items will generally be available by 7:00am PT.

* Subject to credit approval.