Loans & Financing

Our mission is simple: be the best at understanding and meeting the financial needs of our customers, creating a distinct value for our clients.

It starts by understanding that each business is different, with unique characteristics. We recognize that one size does not fit all. We take the time to get to know you and your business to create solutions that directly fit your needs.

Local decision makers

When your business needs an answer, you’ll get it quickly from someone who knows your business and your community, not from some distant office or 800 number. Rooted in the Pacific Northwest since 1902, with offices in Washington, Oregon, and Idaho, we’re committed to growing and investing in the communities we call home.

Relationship Banking

Our business bankers are more than mere lenders. They are advisors, confidants, consultants and friends. A single point of contact that can guide you through your financial needs, so you can stay focused on managing your business.

The Privately-held advantage

As an independent, privately held bank led by the fourth generation of the Stanton family, we are able to set our sights on long-term goals, not quarterly results. That means we focus on doing the right thing for our clients and our community.

Hire Experts and Help Them Excel

Our business strategy is simple. Hire the best and brightest business banking minds from around the region, and give them the tools to succeed. Our bankers have the authority, flexibility, and support to meet the needs and exceed the expectations of every client.

The Right Services for You

Washington Trust offers a full suite of services to help you successfully operate your business. With expertise across a wide range of fields, our bankers can help you select the loan, cash management tool, merchant service, and even credit card reward program to best fit your business needs.

Loan Types

From SBA lending and real estate financing, to conventional and equipment loans, we offer a full suite of financing options to help your business grow.

Loans and Lines of Credit

Washington Trust Bank offers a wide range of loans on everything from inventory and accounts receivable, to debt refinancing, and specialized term loans.

Equipment Lending

Whether you’re looking to own or lease new or used equipment, we have a number of financing options to help your business get what it needs to maximize revenue.

Commercial Real Estate

Whether buying, remodeling or expanding, our commercial mortgage loans offer flexible financing terms with a wide range of conventional, bridge and owner-occupied loans to help grow your business.


With over 100 years of agricultural expertise, our dedicated agricultural lenders have the experience to help with equipment financing, lines of credit, and any other needs for your agri-business.

SBA Lending

Looking to grow your business, or get a new business started? Washington Trust Bank is a SBA Preferred lender with flexible terms and a variety of loan programs, all backed by the Small Business Administration.